Appendices
Appendix 1: Other Information
Access to Credit (1998). Small Enterprise, Big Dreams. Frederick, MD: Access to Credit Media Project. (Videotape).
Brodsky, N. (February, 2002). Street Smarts: Opportunity Knocks. Inc Magazine. On-line version: www.inc.com
Doyel, A.W. (2000). No More Job Interviews: Self-Employment Strategies for People with Disabilities. St. Augustine, FL: TRN, Inc.
Friedman, S. (1996). Forming your own Limited Liability Company. Chicago: Upstart Publishing Company.
Griffin, C.C. & Hammis, D. (2003). Making Self Employment Work for People with Disabilities. Baltimore: Brookes Publishing. www.griffinhammis.com
Hammis, D. & Griffin, C.C. (2002). Social Security Considerations for Entrepreneurs with Significant Disabilities. Florence, MT: Griffin-Hammis Associates, LLC. www.griffinhammis.com
Sirolli, E. (1999). Ripples from the Zambezi. Gabriola Island, British Columbia: New Society Publishers.
U.S. Bureau of the Census (2001). Statistical Abstract of the United States: 2001. On-line edition. www.census.gov
Appendix 2: Websites of Interest
Griffin-Hammis Associates, LLC - www.griffinhammis.com
FirstGov - www.firstgov.com
U.S. Small Business Administration - www.sba.gov
Association of Small Business Development Centers - www.asbdc.net
Forum for Women Entrepreneurs - www.fwe.org
On-line Women’s Business Center - www.onlinewbc.org
National Association of Women Business Owners - www.nawbo.org
Office of Women’s Business Ownership - www.sba.gov/womensbusinesscenter.org
Entrepreneur.com - www.entrepreneur.com
Inc Magazine - www.inc.com
U.S. Dept. of Agriculture - www.usda.gov
Senior Corps of Retired Executives (SCORE) - www.score.org
The Rural Institute at the University of Montana
- http://ruralinstitute.umt.edu/training
- http://ruralinstitute.umt.edu/transition Rural Institute
Pass Plans on-line - www.passplan.org
U.S. Dept of Labor - www.dol.gov
U.S. Dept. of Education - www.ed.gov
Job Accommodation Network - www.jan.wvu.edu
Virginia Commonwealth University Research & Training Center - www.worksupport
Appendix 3: Business Plan Outline
The following information should be included in every business plan.
Executive Summary
- convince the audience that this business is worthwhile
- opening argument
- specific purpose
Business Description
- describes the business
- history
- owners
- owners’ experience in the field
- the “industry” or business field industry trends.
Marketing Plan
- about the opportunity exists
- how the business will take advantage of the opportunity
- market demands
- market trends
- competition
- customers
- business’s products and services
- business’s location
- advertising and promotion strategies
Operations Plan
- how the work will be done
- how the business will be managed
- business’s location
- facilities
- operating costs
- licenses, permits, zoning, insurance
- capital equipment
- methods of production
- types and number of employees
- outside services used by the business
Financial Plan
- investment required
- sources of funds for the business
- financial statements
- equipment list
- break-even analysis
- cash flow projections
- other supporting documents